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By Kristy Dickens, 09/30/2019
Arbitration is a process that has been used effectively across many different industries since the New York Arbitration Act of 1920 and the Federal Arbitration Act of 1925 were passed. This is not surprising when you consider the benefits of resolving disputes via arbitration versus litigation. Benefits to...
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By Nancy N. Hill, 09/25/2019
As the “ride sharing” phenomenon embodied by companies such as Uber and Lyft has captured the interest and imagination of drivers and vehicle owners, the lure of making some extra cash has resulted in serious consequences if proper insurance coverage is not obtained. Uber and Lyft, also known as...
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By Randy Hardy, 09/24/2019
When you mention “aerial application” to most folks, you are likely to receive a blank stare. However, if you mention “crop dusters,” the general public would start to understand. Aerial Application has grown into a highly sophisticated line of work with very different rules pertaining to...
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By Peggy Morrison, Kristy Dickens, 09/16/2019
The aging process may slow us down a bit, but it doesn’t stop our desire or our need to remain a part of our communities and the world around us. Aging adults still enjoy shopping, need to attend appointments, and travel to various attractions and activities away from their senior living or skilled nursing...
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By Rocky Roemer, 09/12/2019
As insurance premiums rise and underwriters are ever more assiduous in evaluating risk, insurance buyers find themselves more open to ‘alternative risk’ or ‘captive’ insurance options. Captives may at first seem complex and difficult to administer but understanding a few basic principles...
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By Brian Lindahl, 09/09/2019
As an insurance and risk management partner to hundreds of assisted living communities across the country, we would like to extend a “Thank You” to our assisted living clients for providing care and services to those in need. In appreciation of all that you and your team members do, we join you in...
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By Brian Lindahl, 09/04/2019
Reflecting on last year’s hurricane season, some communities are still struggling to implement an effective plan. Whether you have a plan in place or need to finish it, it’s a good idea to keep the disaster planning conversation open. The Disaster Preparedness Guideline focuses on safeguarding human...
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By Kevin Rettberg, 08/29/2019
​If you are familiar with commercial trucking, any issue seems to come back to the CDL driver. The never-ending dilemma of controlling behavior, for better or worse, is always upon us. When a new rule is implemented, it is usually with a lot of comments and consideration. This fall we have another...
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By Charlene Noring, 08/28/2019
Automobile insurance policies cover the vehicles you own but there may be times when you need to drive a different vehicle temporarily. A “substitute vehicle” is any vehicle that you do not own but you drive when you are unable to operate your insured vehicle. Some examples of a substitute vehicle...
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By Peggy Morrison, Kristy Dickens, 08/21/2019
As America continues to age, the number of people residing in nursing homes and assisted living communities is expected to increase. Abuse and neglect continues to be an issue for our frail and vulnerable elderly population in senior living communities. According to the National Ombudsman Reporting System (NORS)...
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