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By Jason Wissmiller, 12/19/2018
Aircraft insurance policies are NOT like automobile insurance policies with regard to valuing the insured asset. Aircraft insurance policies are 'stated value' policies, which means the insurance company will value your aircraft based upon the value stated in the policy, regardless of its actual or market...
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By Peggy Morrison, 12/18/2018
Private duty personnel provide personal care or companionship to residents in senior living communities. They are paid for by the resident but because they are working in the senior living community, they create a unique risk exposure. Senior living providers must decide if they will allow private duty aids in...
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By Robin Hazen, 12/17/2018
Home sharing is a growing trend, especially with the popularity and convenience of services and programs such as Airbnb. When a renter occupies your home, even for a short amount of time, you and your family will be exposed to significantly different risks (including property damage) that weren’t accounted...
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By Lauren Kopack, 12/10/2018
In standard Aviation Hull and Liability policies, there are usually exclusions for ‘war’ risks and related perils. You might think to yourself, “Why would I need war coverage? The chances of a war-related event occurring are slim, right?" The problem is, the ‘War Risks and Related...
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By Lisa Salter, 12/03/2018
With colder temperatures arriving in many states, now is a good time to take measures to protect pipes from freezing. Frozen water pipes often burst when they thaw resulting in water damage to your center. Taking proactive measures will greatly reduce disruption to normal daily activities and any associated...
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