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By Robin Hazen, 12/17/2018
Home sharing is a growing trend, especially with the popularity and convenience of services and programs such as Airbnb. When a renter occupies your home, even for a short amount of time, you and your family will be exposed to significantly different risks (including property damage) that weren’t accounted...
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By Lauren Kopack, 12/10/2018
In standard Aviation Hull and Liability policies, there are usually exclusions for ‘war’ risks and related perils. You might think to yourself, “Why would I need war coverage? The chances of a war-related event occurring are slim, right?" The problem is, the ‘War Risks and Related...
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By Lisa Salter, 12/03/2018
With colder temperatures arriving in many states, now is a good time to take measures to protect pipes from freezing. Frozen water pipes often burst when they thaw resulting in water damage to your center. Taking proactive measures will greatly reduce disruption to normal daily activities and any associated...
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By Robert Esposito, 11/30/2018
Winter is less than a month away but many parts of the country have already experienced record low temperatures. When the temperature drops quickly, it results in slippery and unpredictable road conditions, while rapid thawing can cause fog, hydroplaning, decreased visibility and traction issues. It is an...
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By Charlene Noring, 11/28/2018
The holiday season is here and now is the time to check your rental car options. Do not wait until you are at the counter of the rental agency, completely exhausted from all of the last-minute holiday details, to make a clear decision. Before you sign the car rental agreement, you will want to understand your...
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By Jason Wissmiller, 11/27/2018
Mistakes can and do happen, especially in the fast-paced aviation sector. Whether it is something missed during a pre-purchase inspection or failing to provide proper advice during an aircraft sale, aviation and aerospace professionals face exposure to a customer’s financial loss resulting from allegations...
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By Bill Kingsley, 11/19/2018
Today more single pilot turbine powered aircraft are flying than ever before. Pilots, especially owner pilots, like the flexibility that single pilot operations provide but often see insurance as one of the major obstacles when flying a single pilot turbine aircraft. Below is a look at some of the reasons why...
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By Kim Robson, 11/14/2018
A recent report released forecasts the loss rate for long-term care facilities will continue to increase by 6% with claim frequency driving the increase at an expected 3% growth rate. This will be the sixth year in a row that the annual cost to defend, settle or litigate claims will rise – projected 2019...
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By Cathy Knopf, 11/05/2018
The senior living industry is responsible for keeping their residents safe every single day. Failing to do so can have monumental regulatory and litigation impact. Elopement occurs when a resident leaves the premises or a safe area without authorization and/or necessary supervision to do so. A resident who...
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By Cynthia Gardner, 10/29/2018
The National Flood Insurance Program (NFIP) rolled out some important changes effective October 1, 2018, that should be beneficial to clients. The updates include a new cancellation code, notification to clients who qualify for a preferred risk policy, and extended eligibility for newly-mapped properties. What...
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