Dive Professionals Insurance Programs

Complete an application today or contact us for a free review of your existing coverage.

Diving Insurance

Contact one of our licensed insurance professionals today for a free coverage review and find out why our customers stay our customers!

(866) 577-DIVE (3483)


Links / Downloads

Select one of the coverage types below to complete an online application. Each customer is individually underwritten, so please apply prior to the date that coverage is needed.

Waivers and releases are designed to help protect you in the event of a lawsuit and should be used each and every time you train or supervise divers.

Please note that these are sample documents.  Please have an attorney review and approve or alter these documents to suit your needs.

Why Choose AP Scuba?

  • No liability deductibles
  • Our policy is accepted by every major certifying agency in the industry.
  • Coverage provided by an A+ Superior Rated Lloyds of London carrier.
  • Are you tired of waiting weeks for proof of coverage?  We will get you proof of coverage within 48 hours after the policy is accepted. We will also send proof to your certification agencies.
  • Our staff is available via phone, email and fax.
  • Our General Liability includes Hired & Non-owned Auto. and Fire Legal liability.  Travel Agents E&O may also be added as an option.
  • Access to attorneys and risk management, including waivers.
  • We have changed to a claims-made policy like the rest of the industry.
  • Get a real person on the phone when you call.

Each customer is individually underwritten, so please remember to apply well before you need coverage to be effective.


Dive Insurance Programs

First Dive Program

First Dive is the endorsed program of SDI TDI. This program may be a good fit for you depending on your specific needs, and AP Scuba can be your agent for the First Dive program. If you want an insurance agent dedicated specifically to the SCUBA industry and you want to be in the First Dive program, then we are your winning combination.


Dive Boat & Commercial Watercraft Owner / Operator

Coverage Summary

  • P&I options available from $500,000 to $5,000,000
  • Swimmers and snorkelers liability included with $300,000 limit (higher limits for additional premium)
  • $854,400 pollution coverage or equal to P&I limit, whichever is less
  • $300,000 uninsured boaters coverage
  • $1,000 personal property
  • $2,500 towing and emergency assistance
  • Optional crew coverage both in and out of water (Jones Act coverage)
  • Food and liquor liability
  • Optional rental gear and/or compressor liability
  • Hull deductible 2% less than 30 years and 3% greater than 30 years with a $1,000 minimum
  • $1,000 liability deductible
  • Named storm deductibles - 5% or $5,000, whichever is greater