Reforestation Insurance
Protect your investment with reforestation insurance from the outdoor insurance experts.
Why AssuredPartners for Reforestation Insurance?
Woodland owners accept the time it takes to grow timber to maturity. A possible delay in the return on investment because of a fire or wind disaster is tolerated. However, encountering out-of-pocket expenses to replant a pre-merchantable stand can be unbearable. Our Reforestation program provides cash-flow payments to the insured, so they can get back in the business of growing timber after a catastrophic fire or wind* loss.
Note: Pre-merchantable timber stands are the desired age class for this coverage. This insurance is not intended to insure the value of the trees, but rather the cost of replanting following a catastrophic fire or wind* disaster. Woodland owners will be able to renew this coverage annually. The coverage can be carried for as many years as the owner wishes to insure pre-merchantable stands.
Eligible Insureds
- Consulting foresters managing client's property
- Family forest owners
- Financial institutions
- Investors
- Mitigation bankers
- Publicly traded companies
- Trusts
Get a Quote for Reforestation Insurance
*Coverage for Wind is EXCLUDED for all risks in the State of Florida, and all risks within 75 miles of the coast.
Rating Structure
This coverage is priced on an individual application basis. The following materials are required.
- Copy of Management Plan
- Timber Stand Type Maps
- Current cruise/survival data
Deductibles
| 1 to 1,000 Acres |
1,001 to 10,000 Acres |
|---|---|
| 5% of the loss |
10% of the loss |
| $500 minimum deductible |
$1,000 minimum deductible |
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