Many Senior Living Operators elect to use arbitration agreements. The previous ban of using pre-dispute binding arbitration agreements has recently been lifted for long-term care facilities. All Senior Living Operators should be informed on: The benefits of mediation and arbitration The content and location...

Should I report this incident to my insurance carrier? Before asking this question, it is important to understand if your policy is written on an Occurrence form or a Claims Made form. Not sure what the difference is? In layman’s terms, the coverage trigger on an Occurrence form is tied to the date of the...

With the constant weather changes that are happening across the country, many people have fallen victim to the damages that result from the fluctuating weather patterns. It is now more important than ever to recognize that your property's market value is different from replacement cost. If you're...

For many senior living centers, families entrust staff to transport their loved ones to and from appointments and activities. As such, it is imperative to recognize the importance of evaluating the driving history of each employee that represents your center while behind the wheel. One important aspect of a fleet...

Approximately $200 Billion of freight is moved through intermediaries (18,000 Brokers and 2,000 Freight Forwarders in the United States) annually. In the insurance space, truck brokerage operations are familiar with Contingent Auto Liability (CAL) and Contingent Cargo (CC). These coverages are typically required...