The coronavirus pandemic has resulted in many more people working from their homes than ever before. To understand the effect of employees working from home on workers compensation coverage, we’ve presented the hypothetical scenario below and three ways coverage may or may not be applied: Hypothetical...

As part of the government’s efforts to stem the COVID-19 pandemic, the Centers for Medicare & Medicaid Services (CMS) has expanded the use of telehealth services. This enables residents to receive health services without having to travel to an outside healthcare setting. As part of this process, it was...

This advisory summarizes key provisions in the Coronavirus Aid, Relief, and Economic Security Act ("CARES Act") applying to employee benefit plans. Over-the-Counter (OTC) Drugs and Menstrual Care Products (optional) The CARES Act states that consumers can purchase OTC drugs and medicines with funds...

Spring weather can bring unexpected surprises including weather-related claims to your home. Coverage on homeowner policies can vary considerably by carrier. Due to extensive storm damage from violent storms the past several years, some carriers have adopted cosmetic damage exclusions to help limit substantial...

We join our senior living clients in monitoring the developments of the COVID-19 pandemic. Each day brings new challenges. Some may be managing residents exhibiting symptoms or those that have tested positive and are following guidance of isolation and contact with local health department. Another focus for...

On Tuesday, March 24, the Department of Labor (DOL) announced that the effective date of the leaves available through the Families First Coronavirus Response Act (FFCRA) will be April 1, 2020. Based upon the bill's original language, the effective date was widely believed to be April 2, 2020. The DOL...

Spring means air show season! The experience of the cross-country flight, the traffic at a high-density airport, and the crowds come with many thrills as well as some exposures. It is important to understand the risks associated with air shows and how you can be prepared to protect your assets. Whether you are...

Over the weekend, the U.S. Treasury Department, Internal Revenue Service (IRS), and the U.S. Department of Labor (Labor) announced that small and midsize employers can begin taking advantage of two new refundable payroll tax credits, designed to immediately and fully reimburse them, dollar-for-dollar, for the...

Commercial Saltwater Disposal (SWD) operations open for third party disposal are quickly becoming the new taboo for insurance carriers. With an exceeding number of studies and articles scientifically correlating seismic events to specific injection times, many carriers are scrambling to protect themselves and...

The Senate passed The Families First Coronavirus Response Act [H.R. 6201] in the afternoon of March 18, 2020, with a vote of 90-8, and President Donald Trump signed this into law. This Act created a federal paid sick leave requirement for coronavirus needs and expanded the Family and Medical Leave Act (FMLA) for...