There is a lot to think about when signing a contract with a new shipper including expenses, routes, equipment and more. One of the common oversights during the onboarding process is performing a proper analysis of the contract. Too often truckers are simply signing the contract without any sort of pushback....

Due to the shortage in the availability of psychiatric care services, skilled nursing facilities are increasingly providing care to patients with persistent mental illness, such as bi-polar disorder or schizophrenia. In fact, a 2011 study published in the Journal of Aging & Social Policy indicates that the...

Franchising is a great way for aspiring entrepreneurs to build a business using a familiar brand name without the challenges that come from starting a business from scratch. The aspiring business owner, also known as the franchisee, pays a fee to a franchisor for the use of the franchisor’s brand name,...

In today’s senior living environment, organizations are responsible for the safe storage of sensitive client data, including financial, medical and personal information. Use of the internet and electronic devices, such as computers or mobile devices, make organizations an easy target for criminal...

According to a study in 2017 by the Insurance Research Council (IRC), 13% of motorists, or 1 in every 8 drivers, went without insurance in 2015. Since the record low of 12.3% in 2010, the percentage of uninsured motorists has been rising across the country. The state of North Carolina is on the lower end of the...

A recent liability actuarial report forecasts the liability loss rate for long-term care facilities will continue to increase by 5% with claim frequency driving the increase at an expected 2% growth rate. The conclusion this year is the annual cost to defend, settle or litigate claims will decrease –...

Nothing can compare with the excitement created by the sound of several WWII vintage aircraft approaching for a fly by. Then, to be able to look up and see the formation as it would have appeared 75 years ago is certainly inspiring and cause for reflection and thanks. It is also cause, if you are an insurance...

Cybersecurity has become an important topic in the trucking industry, as a new age of dangerous hacking is on the rise. Imagine driving your truck down U.S. Route 1 at 70 miles per hour, listening to some Lynyrd Skynyrd with the wind blowing in your hair. Then the radio switches to another station and Despacito...

Since 2016, health departments are reporting over 6,000 cases of Legionnaires disease per year. This disease is a serious type of pneumonia, with one in ten persons dying with this infection. Inhalation of small droplets of water containing the Legionella bacteria causes Legionnaires Disease. Legionella bacteria...

​Personal cyberattacks are an extensive subject that insurance specialists are frequently discussing with clients. Our insurance company partners are developing add-ons to their services to address the exposure at what seem like reasonable premiums for ample limits at low deductibles. Articulating the risk and...