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Our Bluffton, SC office, formerly known as Coastal Plains Insurance of the Lowcountry, has been recognized as one of the most prestigious agencies in the Southeast. We conduct comprehensive risk analysis and market insurance to multiple carriers in order to give our clients the broadest insurance coverage at the most reasonable rate. With decades of experience insuring the people and businesses located primarily along the coast, we are uniquely suited to provide specific coastal property and flood coverage options to our clients.

We offer a large variety of insurance protections, including:

Business Insurance

  • General liability insurance
  • Builder's risk insurance
  • Workers' compensation
  • Employee benefits
  • Business owners policy (BOP)
  • Commercial auto insurance
  • Umbrella insurance
  • Property insurance
  • Business personal property insurance
  • Wind and hail insurance
  • Flood insurance
  • Excess flood insurance

  • Bonds
  • Inland marine insurance
  • Equipment floater insurance
  • Farm / hunt club insurance
  • Cyber liability insurance
  • Professional liability insurance
  • Vacant building insurance
  • Liquor liability insurance
  • Garage insurance
  • Earthquake insurance
  • Contractors insurance

Coastal Insurance

  • Horizontal property regime / condominium associations insurance
  • Property owners association insurance
  • Office building insurance
  • Builder's risk insurance
  • Shopping mall insurance
  • Business personal property insurance
  • Hotel insurance
  • Restaurant insurance
  • Church insurance
  • Home insurance
  • High value home insurance


Personal Insurance

  • High value home insurance
  • Homeowners insurance
  • Auto insurance
  • Umbrella insurance
  • Collection insurance
  • Boat insurance
  • Builder's risk insurance
  • Flood insurance
  • Flood insurance
  • Personal recreational vehicle insurance
  • Excess flood insurance

  • Dwelling fire policies (rental or landlord)
  • Vacant homes and land insurance
  • Condominium unit owners coverage
  • Renters policies
  • Mobile home insurance
  • Secondary home insurance
  • Antique auto insurance
  • Motorcycle insurance
  • Earthquake insurance

Flood Insurance

  • National Flood Insurance Program (NFIP)
  • Excess flood insurance
  • Private flood market
  • Wrap coverage for flood

Our knowledgeable and motivated team of insurance experts are fiercely dedicated to their clients and the community. They will work diligently, with uncompromising integrity, to ensure that you have peace of mind knowing that your assets are properly and fully protected.