Can-a-Non-Subscriber-in-Texas-Issue-a-BFOE-to-an-Injured-Worker

Can a Non-Subscriber in Texas Issue a BFOE to an Injured Worker?

10/08/2025 Written by: Tara Crisp

Texas is unusual in that most private employers can choose not to participate in the state's workers' compensation system. These employers are called non-subscribers. Since they operate outside the Texas Workers' Compensation Act, the rules that apply to subscriber employers, including the use of a Bona Fide Offer of Employment (BFOE), do not apply to them.

Not sure how non-subscriber rules apply to your business? Contact us today and let’s talk through your options.

Contact Us!

What Is a BFOE?

A BFOE is a formal offer made by a subscriber employer under the Texas workers’ comp system. It allows the employer to bring an injured worker back in a modified or light-duty role. When properly issued, a BFOE:

  • Must follow Texas Department of Insurance–Division of Workers’ Compensation (TDI–DWC) rules;
  • Impacts the worker’s Temporary Income Benefits (TIBs);
  • Provides certain legal protections for the employer.

Why Non-Subscribers Cannot Issue a BFOE

Because non-subscribers are not part of the Texas workers’ comp system, they:

  • Cannot issue a recognized BFOE under state law;
  • Do not have access to the protections or procedures that come with the workers’ comp system;
  • Must rely on their own company policies, occupational injury benefit plans (if any), and general employment practices.

What Non-Subscribers Can Do

Even though they cannot issue a formal BFOE, non-subscribers still have options. They can:

  • Offer light duty or transitional work directly to the injured employee;
  • Develop a return-to-work program under their own policies;
  • Use employment agreements and benefit plans to encourage participation in modified duty.

It’s important to note that these offers are private employment arrangements. They do not carry any standing under Texas workers’ compensation laws.

Key Takeaway

If you are a non-subscriber in Texas, you cannot issue a BFOE. You may offer modified duty, but it will not have the same legal effect as a BFOE under the state’s workers’ compensation system.

End-of-Year-Risk-Strategy-Planning-for-the-New-Year
End-of-Year Risk Strategy & Planning for the New Year
Risk Management12/01/2025

As the year comes to a close, business leaders are often focused on budgets, performance metrics, and new initiatives. Yet this season is also one of the most important checkpoints for risk...

Hazardous-Materials-Incident-Reporting-and-Repair-Requirements-GridImage
Hazardous Materials Incident Reporting and Repair Requirements
Risk Management11/26/2025

Transporting hazardous materials in bulk packages or cargo tanks presents unique safety and regulatory challenges. Motor carriers and their personnel must be fully aware of federal requirements for...

Navigating-OSHA-Challenges-Why-Specialized-Counsel-is-Your-Best-Defense
Navigating OSHA Challenges: Why Specialized Counsel is Your Best Defense
Risk Management11/19/2025

The Occupational Safety and Health Administration (OSHA) sets the standards for ensuring safe and healthful working conditions across the United States. But when an OSHA citation lands on your desk,...