What is the Employer Coalition?
The Employer Coalition is an insurance program for fully insured Iowa businesses and organizations who want to work together to make health benefits sustainable for everyone involved.
It's built on three big ideas:
Participating groups benefit from the stability of a pooled product.
- Health Care Consumerism
Plans, tools and Initiatives to help employees make choices that drive down costs.
- Collective Decision-Making
Employers collaborated on shaping benefits with insight and guidance from the insurance professionals at AssuredPartners
Is the Employer Coalition right for my company?
The Employer Coalition is for fully insured Iowa employers who are actively engaged in providing quality health benefits to their employees — and who are looking for new solutions to increase stability and control costs.
It may be right for you if:
- You’re a fully insured Iowa employer with 51 – 500 employees
- You want more control over decisions that impact health costs
- You’re committed to providing quality health benefits and willing to pay at least 50% of the total plan premium
- You understand change doesn’t happen overnight and therefore agree to participate for at least 3 years
- You’re open to working with other like-minded employers to collectively drive down costs
Why can I trust the Employer Coalition?
To think beyond your current coverage situation takes a leap of faith.
Fortunately, the Employer Coalition is powered by two of the most respected entities in the insurance industry. AssuredPartners coordinates the coalition and provides thought leadership, consultation and guidance. The health plan itself is administered by Wellmark® Blue Cross® and Blue Shield®. As the largest health insurer in Iowa and South Dakota, Wellmark has a long-cultivated reputation for stability and ease of member experience. As part of the Blue Cross and Blue Shield Association, they are sought out for the depth and breadth of their network, with coverage at 96 percent of hospitals and 95 percent of physicians nationwide.