Organic foods have become increasingly popular and easily accessible. In fact, many Americans are growing their own food and have even started to “farm” as a hobby. Hobby farming is primarily for pleasure or recreation, not to generate profit. Some hobby farm owners hold chickens and livestock for personal use while others own horses for riding.
Unfortunately, there are many exposures that farmers do not often think of when starting their hobby farms. A few of those key risks include:
Most homeowner policies do not provide coverage for farm-related or business-related activities. Holding a simple Incidental Farm Liability Endorsement may provide all the coverage you need. AssuredPartners Personal Insurance experts can provide guidance with insurance options, contract language, services and navigating the personal insurance marketplace. We always welcome the opportunity to listen to your concerns and offer advice based on our longstanding experience in the industry. To learn more, visit AssuredPartners Personal Insurance.
Source: National Society of Accountants
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