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St. Louis

Our St. Louis office is home to the area's best and brightest insurance professionals originating from well-known and highly respected agencies formerly known as AHM Insurance Group, Cornerstone Insurance Group, C.J. Thomas Company and RAI Insurance Group.  Offering a full range of business insurance, surety, employee benefits, personal insurance, individual life and long-term care, our dedicated and knowledgeable associates provide creative and innovative solutions to our clients' insurance and risk management needs. We equip our agency partners with unmatched tools and a global network of resources that empower them to serve you faster and better.

We believe in partnering with our clients to systematically understand, evaluate and address their risks to maximize the achievement of their objectives and ensure their sustainability. To do this, we engage in our unique approach to risk management whereby we utilize a continuous process for risk evaluation and cost-containment. It begins with learning about our clients’ companies and the goals they have around managing risk so that we can develop customized recommendations that fit their culture, are effective at reducing costs and are sustainable.

Business Insurance & Risk Management

Our insurance professionals walk you through each phase of the insurance process to craft an insurance program that fits your unique needs.  We analyze your level of risk tolerance, your risk exposure, the coverages you want and need, risk financing options and more to create the best solution for you. Our goal is simple: Create an insurance program for you that provides the best combination of coverage, service, and price. 

We can assist with all lines of business insurance, including general liability, property, workers compensation, umbrella or excess liability, professional liability, pollution liability, management liability, surety bonds and more. We also offer a variety of Captive Insurance Solutions, and we offer specialized programs for industries including mergers & acquisitions, senior living, construction, real estate, micro & craft brewing, manufacturing, municipalities, transportation, life science and technology. 

For our commercial clients, we also provide a variety of risk management services including enterprise risk management, loss prevention and claims management of current and legacy claims. We have people in your corner who will advocate on your behalf and often turn a problematic situation into an opportunity. We will assist our clients in everything that happens from the date the claim is reported to the date the claim is closed. In collaboration with your organization, we can develop claims handbooks and/or risk management manuals.

AssuredPartners will partner with you by providing ongoing assistance, consultation and service that will help you control your insurance expenses and promote workplace safety.

Employee Benefits

Our team of employee benefits specialists is committed to designing programs that align with your company goals, make economic sense, have a positive impact on organizational performance and maximize employee satisfaction.  Starting with in-depth analysis to determine your organizational objectives for attracting, retaining and rewarding talented employees while managing costs, we'll utilize our blend of expertise and creativity to develop a comprehensive benefits plan to include funding approaches, implementation strategies and management results that specifically curated to meet the needs of your business. 

We provide a variety of products and services including employee health insurance, HRAs and HSAs, prescription drug programs, long-term and short-term disability, group life insurance, dental and vision care, voluntary options and wellness plans.  We can also assist with advisory and compliance services, HR consulting, technology and analytics solutions, benefits administration and more.

TPA Services

AssuredPartners functions as a TPA, or third-party administrator. Our services include plan administration services for Cafeteria and HRA plans. Our TPA division is located on-site with our benefits consulting group. The administration team offers plan design and document drafting, state-of-the-art systems, complete online account management and research, enrollment meetings, discrimination testing and form 5500 preparation. We also offer debit card technology for our clients who sponsor Cafeteria plans with Flexible Spending Accounts. As is always the case with AssuredPartners clients, we offer superior customer service and continue to go the extra mile that our clients expect.

COBRA Administration

Our compliance services include COBRA administration. COBRA administration requires providing timely notifications and notices to the correct party as well as collecting appropriate premiums at the right step of the process. Our professional team guides employers through the COBRA compliance components. We help eliminate any frustration or concern that the correct administrative steps are being completed on time. 

Payroll

AssuredPartners consultants help you navigate the options available in payroll systems. Once we help you identify the right technology, we implement the product, train your employees on the functionality, and provide ongoing support to ensure the software is used to its fullest. We offer reliable, friendly representatives who are familiar with our clients’ circumstances. Instead of speaking with a different representative every time you have a question, you will develop a relationship with a knowledgeable consultant who is accustomed to each important aspect of your company.

Personal Insurance

Our personal insurance team is dedicated to finding the right insurance protection for your personal possessions and assets by working closely with you to understand your specific needs and creating a customized protection package based on your unique circumstances. 

We work with top-rated insurance carriers to provide the best products, including home and auto insurance, personal liability, umbrella, coverage for recreational vehicles and much more.  We also have specialized programs available for those with high-net-worth assets, including high-value homes, fine arts and collections, coastal properties and secondary homes, high-value and collector cars, domestic workers compensation, aviation and more.