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The environmental insurance market is navigating a complex landscape of emerging exposures, regulatory uncertainties, and evolving risk factors. As a result, insurers are adapting their underwriting...

Insurance buyers have traditionally focused on how to protect their company from unintended events that can lead to property damage, financial losses, injuries, or even death. Over the last few...

There is significant risk for multifamily owners and property managers from potential property damage caused by residents. Examples of resident negligence-based damages may include those from fire,...

Freezing rain and low temperatures can cause a lot of damage to your property. To help avoid a repeat of the deep freeze issues from 2021 and 2002 from the winter storms Uri and Elliott, we've...

Navigating today's casualty marketplace can be daunting, but with a proactive and strategic approach, it is possible to thrive in this challenging environment. Here are some strategies to consider: ...

There are many challenges in the real estate property market today. How did we get here, and why is it different from previous hard markets? Not only has the frequency and size of weather events...

Introduction: What is your organization’s story to insurance underwriters? Fundamentally, underwriters rely on available facts to quote and issue an insurance policy. Today, facts come from multiple...

Many property policies contain contractual limitation provisions. These policy provisions are valid and enforceable in most states. The provision limiting the amount of time policyholders have to...

Cyber insurance pricing has increased significantly in the last several years. Loss frequency and severity is driving the pricing increases with ransomware as the loss leader. Underwriters are...