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With the issuance of Rev. Proc. 2024-35 on September 6, 2024, the IRS announced the 2025 indexing adjustment percentage for determining affordability of employer-sponsored health coverage under the...

In today’s candidate-driven labor market, it is essential for employers to communicate the total value of the employee benefits program that their organization offers – not just the salary being...

Recent advancements in GLP-1 therapies are setting new benchmarks in the treatment of obesity and metabolic health. From groundbreaking gene therapies to substantial corporate investments, the...

Employers frustrated with a lack of options and the increased costs of their employee benefits program are beginning to evaluate the potential value of captive coverage. Captives are alternative risk...

An organization’s overall wellness program reaches not only their employees. It reaches an employee’s loved ones, including their spouses and their dependents. This is why it is essential to think...

Employers across the nation are trying to find new ways to contain the rising costs of prescription drugs. For many small businesses, employee benefits can be a key way to attract and retain top...

Pharmacies-and-Reference-Based-Pricing Health care costs continue to rise, a longtime trend that pushes organizations to lower expenses at every opportunity, though confronting the affordability...

With healthcare costs continuing to rise, employee out-of-pocket expenses – copayments, coinsurance, and deductibles – are also on the rise due to inflation and shifts in employer-employee cost...

In the US, 50% of adults are actively dealing with a musculoskeletal (MSK) condition, making MSK one of the top drivers in healthcare spend for employers. From ankle sprains and chronic back pain to...